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OK - so the Caedes team @ Kiva has passed it's first year and loaned just shy of $2000 so far. So in thanks to Mia, Reg, Diane, Rich & Nigel (and to try to encourage new recruits to the lending team) I thought I would put together this montage of entrepreneurs helped by the Kiva organisation this year.

It's always better to see a smile than sorrow so if you would like to know more about Kiva and the work they do to help people all around the world build a new life for themselves, or to join the Caedes team there, then please go here. thanks.

Images used sourced from Kiva with full credit to them.