While I was looking for something totally unrelated to photoshop.. lol.. I came across this site.. I found it very helpful for people like me who are learning the ins and outs on this program.. this one shows you how to add an image to another, how to add text, how to change and add texture to the text etc.. very easy to understand, only thing is you have to have quicktime to see the step by step video.. Heres the link.. link