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As promised, here's a tutorial about creating a jewel in Photoshop. It was a little difficult to cram all that in, but if you'll get the 1600x1200 version, you should be able to read it OK. Hope it all makes sense. Feel free to ask questions, but be sure to subscribe to the discussion below so you'll know when I've answered - because I'll answer here, not in a PM. Let me know if you found this useful.
† Merry Christmas †