You are in my neck of the woods with this image :) . Canada here, 'eh?'

I will preface my comments with this. View the image full-size. It makes a big, big difference.

Clarity and detail is good. I really like the softness of the look you captured. The composition ... well, a little undecided on my part here. After viewing this, I had a thought that (IMHO) might enhance what is already a good shot. A little post-sweetening, if you will.

Crop the foreground water a bit. If the foreground area was equal to what you have captured of the sky ... I think the balance of your composition could be improved. In fact, I wasn't a big fan of 'letterbox' or borders before, but, I have since seen some really great examples of an appropriate application of those framing techniques on the site and I think that yours, here, is a good candidate.

The idea or suggestion is to bring a little more focus to your subject; the loon. Additionally, you could heighten the contrasts of colours already present in the palette of the image.

How appropriate that me, 'I am a Canadian,' get to post first :) .

Very nice. It's calming and peaceful. Wonder what that little lone duck was thinking? :)

Lovely Image, makes me feel relaxed, lovable, peacful, very well done :)

Quite beautiful and tranquil...love it!

A relaxing, beautiful scene...