Sandi, I think your cell phone camera has adjusted its exposure to the tree branch in the right foreground. If that is the case, that explains why the, otherwise beautiful, autumn colors at the background have turned out a bit pale. If the contrast of the background could have been increased somewhat, in my humble opinion, your fine capture would have turned out even better than it already is.
Please note that my comment is based on my personal taste. I fully understand that someone would have a different opinion about the color scheme than mine.

I agree with the above, maybe a bit of another angle leaving the branch almost out of the frame would have brought out more color to the background, which looks beautiful. Just my opinion.

I also agree with Mr. C. - the background colors look like they were nice but seem a bit washed out - I like shooting through the branches though.

I love it, and particularly am drawn to the beautiful colour of the water

I wish I could go to this lake once in my life because just looking at the photo I can see the amazing beauty there. mapquest directions